Philo Insights
Welcome to our Insights page. Immediately below is a display of Philo white papers available on the site. Click the green button below the previews to organise your personal access to these papers.
Further down the page is a full library or Philo’s blog posts in chronological order. You are welcome to peruse these at your leisure. New documents are added every two to three weeks. Enjoy!
Philo White Papers
Philo Blog Posts
The Performance Test - Coming Soon to an SMA Near You
Treasury has floated extending the superannuation performance test to platforms and SMAs. What that would actually mean for advisers and their clients.
Outcomes for Consumers
ASIC’s review puts “outcomes for consumers” under the microscope. Here’s the case for what managed accounts really deliver.
FASEAs Latest Guidance is No Help At All
FASEA’s latest explanatory guide was meant to resolve confusion over the Code of Ethics. Here’s why it falls short.
Registration of Advisers - beware of unintended consequences
Individual registration of advisers is gaining momentum with the FPA and others. A look at the unintended consequences worth considering first.
Should we Travel the Individual Licensing Road?
Individual licensing keeps resurfacing as an option for advisers. Is it actually the right road to travel?
Efficiently, Honestly, Fairly
The FASEA Code of Ethics asks advisers to act efficiently, honestly and fairly. A closer look at where that standard gets complicated in practice.
Updated MDA Regulation Will Foster Certainty and Growth
ASIC’s updated regulation for Managed Discretionary Accounts was designed to bring certainty to the sector. What the changes actually mean in practice.