Philo Insights
Welcome to our Insights page. Immediately below is a display of Philo white papers available on the site. Click the green button below the previews to organise your personal access to these papers.
Further down the page is a full library or Philo’s blog posts in chronological order. You are welcome to peruse these at your leisure. New documents are added every two to three weeks. Enjoy!
Philo White Papers
Philo Blog Posts
A new beginning?
A Monday thought on new beginnings — and what’s worth carrying forward, and leaving behind, when starting one.
I Couldn’t Look Away – You Never Can from a Slow Moving Train Wreck
A Monday reflection on the slow-moving train wrecks we can’t look away from — and the lesson in why we keep watching.
Sorting the wheat from the chaff
If you could give someone one skill, would it be the ability to think clearly? A Monday reflection on what clear thinking actually requires.
FASEAs Latest Guidance is No Help At All
FASEA’s latest explanatory guide was meant to resolve confusion over the Code of Ethics. Here’s why it falls short.
Covid Contradictions
A Monday reflection on the contradictions of life in a pandemic, and the two camps most of us seemed to fall into.
Taking action - in real time
Markets selloffs can be rapid, catching advisers and portfolio managers off guard. A look at what taking action in real time actually requires.
Is this a Risky Time - or an Uncertain Time?
A Monday reflection on decision-making under uncertainty, and why calling a period “risky” isn’t quite the same as calling it uncertain.
The good and the great
A leaking bathroom ceiling turns into an unlikely lesson about the difference between good enough and great — and what that means for advice practices.
Continuous Vigilance is the Price of Freedom
A Monday reflection stepping back from managed accounts to look at the wider world — and why vigilance, even when it’s not our direct business, still matters.
Dimensions of uncertainty
A Monday reflection on living through a “phony war” of uncertainty in the early days of the pandemic, and what it means for how advisers manage client anxiety.
How we move forward
A Monday reflection, on why adversity tends to teach us more than comfort ever does.
The urgent displacing the important
A Monday reflection on why the urgent so often crowds out the important — and what to do about it.
Your idea of risk and my idea of risk aren’t the same
A Monday reflection on why one client’s idea of risk rarely matches another’s — and what that means for how advisers frame it.
Registration of Advisers - beware of unintended consequences
Individual registration of advisers is gaining momentum with the FPA and others. A look at the unintended consequences worth considering first.
Meeting habits for a new age
After months of Zoom, Teams and Webex, a look at the meeting habits worth keeping — and the ones worth dropping.
Should we Travel the Individual Licensing Road?
Individual licensing keeps resurfacing as an option for advisers. Is it actually the right road to travel?
Why do we do it?
A Monday reflection on motivation, and the need to recognise and be grateful for those aspects of work that give us pleasure.
Reasons to be cheerful!
A Monday reflection on reasons for optimism — even when the prevailing mood says otherwise.

